Credit Assistant null

About Security Bank 

Security Bank Corporation is one of the Philippine's leading universal banks serving retail, commercial, corporate and institutional clients.

Your role

As a Credit Assistant,  you are responsible to evaluate the borrowers or potential borrowers of the banks according to the inherent risks and opportunities that the Bank may be able to undertake. Also, recommends the appropriate facilities with mitigants in place to safeguard the interest of the Bank. 

• Conducts interviews and ocular inspections with the client to determine the risk profile of the borrower/ client.
• Prepares credit proposal with all the information gathered and internal tools to be presented to CRECOM and EXCOM.
• Presents the credit proposal to CRECOM  to aid the team in achieving its goals.
• Prepares financial analysis based on the data gathered to determine the capacity of the client to pay.
• Keeps updated with the credit policy manual/risk bulletins to ensure compliance with Bank's credit policies as well as other governing policies.
• Collaborates with Relationship Managers in the loan packaging while identifying credit risk and acceptable mitigants for recommendation to approvers.
• Plans interim extension/client calls or information gathering such as AFS, bank checkings, appraisals, etc in advance to ensure renewal is on time and to avoid expired lines.

Training, development, and rotations

• Learning is key. Security Bank provides in-house and external seminars to all.
• Extensive training and mentorship

Compensation and benefits

• Competitive package and merit increase for a job well done.
• They have annual check-ups and special rates for vaccinations.
• Our in-house gym and fitness provider partners will keep you fit.

Career progression

• They care for their employees and their development.
• They are driven to provide personalized services which fit the needs of their customers.
• They provide sustainable value to their shareholders and the communities they serve.

Work-life balance

Many employees appreciate Security Bank’s efforts to modernize its operations. This culture of continually going after innovation allows employees to be updated with the latest technologies.

New employees can also expect a competitive workplace environment, which makes it difficult to climb the corporate ladder. It is, however, a matter of perspective among fresh grads. Individuals who thrive on challenges will find it easy to adapt in the company’s workplace.

In terms of work-life balance, most employees at Security Bank work during regular business hours from Monday to Friday. The company also allowed many employees to work from home during the COVID-19 pandemic.

Company culture

• Integrity
  They act respectfully and honestly to honor commitments while ensuring timely, best-in-class delivery, even when in challenging situations.
• Empowerment
  They are accountable for the authority are given and the authority they give to others.
• Innovation
  They reimagine existing processes and tools toward achieving better outcomes.
• Execution Excellence
  They effectively operationalize strategic goals and drive process and service excellence.

About you

• Bachelor’s Degree in Business Studies/Administration/Management, Banking, and Finance, Marketing, Financial, or any related course
• With at least 1 - 2 years of relevant experience
• Knowledgeable in Banking and Financial, Credit (Evaluation/Appraisal)
• Knowledgeable in the industry of Accounting/Audit/Tax Services, Banking, Investment Houses
• Ability to communicate effectively with all levels of the organization and external parties; inquisitive
• Must have knowledge of basic accounting and credit policies
• Must have knowledge of financial analysis and good written communication skills 
• Fresh Graduates are welcome to apply!

How to apply

To apply for this position, simply click the "Apply" button on this page.

Source/s:

• securitybank.com.ph
• ph.prosple.com
• ph.indeed.com